Esusu Credit Reporting

We currently report payments to Equifax and TransUnion via a third-party service provider, Esusu Financial. Through our Esusu partnership, over 2,700 PadSplit Members have established a credit score for the very first time. 95% of PadSplit Members have seen an improvement in their credit. The average score increase of those Members was 40 points. 

The process for you to check your progress is very simple. 

• You can visit this link: https://esusurent.com/renters/
• Download the app on IOS or Android
• Follow the KYC prompt and your credit scores should appear

Tips for looking at your credit reports:

• PadSplit will appear as the reporting data furnisher on your Equifax credit report. Esusu Financial will appear as the reporting data furnisher on your TransUnion credit report.
• If you don't see our reporting immediately that's OK. Esusu reports payments to the bureaus on a monthly basis, and the bureaus factor that data into credit scores after completing their own quality control reviews. It typically takes between 2 to 8 weeks before a member’s reported payments will appear on their credit report.
• For more information on Esusu, please see Esusu FAQ