Will PadSplit pull my credit during the application process?

At PadSplit, we believe everyone deserves access to quality, affordable housing. We want to reassure you about how we handle credit information during your application process.

Our Approach to Credit

• We may take a peek at your credit history, but don't worry - your credit score will not impact your Membership approval. 

Protecting Your Credit Score

• We use a "soft-pull" credit check. This means our review is unlikely to impact your FICO score.

Once you book with us, we’ll report your on time payments, helping to improve your credit score.