Stephen

Stephen, a 32-year-old hospitality worker in Atlanta, was working two jobs just to keep up with rent. Despite his demanding schedule, high housing costs and upfront expenses left him struggling to save and build financial stability. That is, until he found PadSplit.

The challenge of balancing two jobs and high Atlanta rents

Despite working both at a major airline and a hotel, Stephen found it nearly impossible to save with traditional rental options in Atlanta. “Outrageous” monthly rents, combined with upfront costs like application fees, security deposits, and the added expense of furniture, left him stretched thin. On top of that, he didn’t own a car, so he needed a place close to public transportation to make his commute manageable.

Finding an affordable home in a city with rapidly rising rents can feel impossible, especially for essential workers like Stephen. This challenge is common for people in hospitality, healthcare, and other service industries, who often need flexible housing options without the heavy burden of upfront costs.

Discovering PadSplit as a solution

Searching for a more sustainable housing option, Stephen discovered PadSplit online. PadSplit’s model—offering private rooms in shared homes with weekly payments and utilities included—seemed like the perfect fit for his busy lifestyle. Without the burden of a large security deposit or the need to buy furniture, Stephen saw a way to take control of his finances and save for the future.

With PadSplit, Stephen didn’t have to worry about the usual financial hurdles associated with traditional rentals. The weekly payments covered all utilities, and he didn’t need to invest in costly application fees or furniture. This flexible model allowed him to focus on his work while saving more of his hard-earned income.

A convenient location and community support

Stephen’s PadSplit home in West Atlanta provides easy access to MARTA, making his commute to both jobs more manageable. For someone without a car, having public transit nearby has been essential, and it’s allowed him to avoid the added expense of vehicle maintenance and parking.

Beyond the practical benefits, Stephen has enjoyed the social aspect of his coliving arrangement. “Everyone is polite when I see them in the common areas,” he says. “I’m actually sitting in the common area now, and it’s very comfortable.” Living with respectful roommates has made his shared home feel supportive rather than isolating, and he appreciates the diversity of his PadMates, saying, “You have to be willing to appreciate people who may be different from you.”

Stephen’s host also helps maintain a clean and comfortable home. He’s grateful for the prompt response to maintenance requests, which adds to his sense of stability and comfort. For Stephen, the supportive environment at PadSplit has made a big difference in his overall experience.

Financial benefits: Saving money and building credit

Since moving into PadSplit, Stephen has seen a significant improvement in his financial situation. With a predictable weekly payment that covers all utilities, he’s been able to simplify his budgeting, save money consistently, and even improve his credit score. This kind of stability and flexibility would have been difficult to achieve with a conventional apartment.

“My goals are the same as everyone else’s,” he says. “I want to move up the financial ladder and work toward greater independence and financial freedom.” For Stephen, PadSplit has provided an affordable way to save and work towards his long-term financial goals, proving to be a stepping stone toward future independence.

Stephen’s future goals and recommendation

Stephen’s plan is to continue saving with PadSplit and eventually transition to a home with a private bathroom, then into his own apartment. With PadSplit’s flexible model, he’s able to make progress toward these goals while enjoying the stability of a comfortable, affordable home. For him, PadSplit is more than just a place to live—it’s a valuable stepping stone on his journey to financial independence.

He’s grateful for the stability and flexibility PadSplit has provided and wholeheartedly recommends it to others. “I definitely recommend PadSplit! It can be a really great opportunity for anyone who wants to save,” he shares.

Discover your own path to savings and stability with PadSplit

For hardworking individuals like Stephen, who juggle multiple jobs and dream of financial independence, PadSplit offers more than just a place to live. It’s a chance to save, build credit, and find a supportive community—all with the flexibility and affordability that traditional rentals don’t provide. If you’re ready to take control of your finances and find a home that fits your lifestyle, explore available rooms and start your journey with PadSplit today.